Acknowledgments

     Table of Contents

     List of Tables

     List of Figures

     Summary
          I.   Introduction A Note on Methodology
          II.  Growth in Taxable Returns
          III. Tax Returns as an Indicator of Changing Demographics
          IV.  Trends in the Adjusted Income Distribution of Taxable Returns
               in the Area
          V.   Measuring Income Inequality by Use of the Gini Index
          VI.  Inflation Adjusted Changes in the Income Distribution of
               Bay Area Taxpayers
          VII. Trends inflation Adjusted Gross Income In Bay Area Counties

               Alameda County
               Contra Costa County
               Marin County
               Napa County
               San Francisco County
               San Mateo County
               Santa Clara County
               Solano County
               Sonoma County

          VIII.Is the Problem of Sluggish Real Income Growth Unique to the
               Bay Area

          IX.  Conclusion

     Appendix