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American Property Financing
American Property Financing is an industry leader in providing financing for the acquisition, refinancing and new construction of affordable and market rate multifamily properties and senior housing. The firm has experts in tax-exempt bond and Low Income Housing Tax Credit transactions. APF is a "Top Five" Fannie Mae DUS Lender and also offers Freddie Mac and FHA programs.
Contact: Jay Helfrich jhelfrich@apfmultifamily.com
California Association of Local Housing Finance Agencies (CAL-ALHFA)
CAL-ALHFA is a non-profit organization working with state lawmakers and industry porfessionals in supporting the development and preservation of affordable housing in California.
Contact: Mary E. Shay meshay@sna.com
California Housing Partnership Corporation (CHPC)
California Housing Partnership Corporation helps nonprofit organizations and government agencies create, acquire, preserve and manage affordable housing for lower income households.

California Tax Credit Allocation Committee (TCAC)
"TCAC" administers federal and state tax credit programs providing investment in affordable rental housing for lower-income families and individuals. Tax credits allocated by TCAC assist in the creation and preservation of affordable housing by enabling project sponsors to raise equity through the sale of tax benefits to investors.

Citigroup Public Finance
Citi Community Capital ("CCC"), part of the Municipal Securities Division of Citigroup, is a low-cost provider of construction and permanent tax-exempt debt. CCC also provides equity, derivative products, and has one of the most knowledgeable and successful affordable housing teams in the country.
Contact: John Kuykendall: john.kuykendall@citi.com

Cox, Castle & Nicholson, LLP
Cox, Castle & Nicholson has a focus on the representation of business, institutions, governmental entities, and individuals involved in all aspects of the real estate. CCN public finance attorneys have extensive experience in the fields of bonds and municipal finance, public law, real estate finance, land use and development, letters of credit, securities, insurance of securities, and regulatory matters.

Housingfinance.com
HousingFinance.com provides information regarding public and private sources of financing and refinancing for affordable housing construction and redevelopment, community and economic development, market-rate multifamily construction, historic preservation and assisted housing.
Contact: ahf@housingfinance.com

Housing Industry Foundation
HIF is a non-profit offering assistance to families in need emergency housing grants and security deposit loans. HIF also provides assistance to local shelter programs.
Contact: Deborah Wade debbie@housingindustryfoundation.org

National Association of Local Housing Finance Agencies (NALHFA)
NALHFA, is the national association working to finance affordable housing in the broader community development context at the local level. It is an advocate before Congress and federal agencies on legislative and regulatory issues affecting affordable housing and provides technical assistance and educational opportunities to its members and the public.
Contact: Lesley Zimmerman lesley_zimmerman@nalhfa.org

Novogradac & Company LLP
Novogradac & Company LLP is a national consulting and certified public accounting firm that is a recognized leader in the affordable housing industry. The firm provides a full spectrum of attest, tax, valuation, market research and consulting services to affordable housing developers, syndicators, lenders and investors.

Pillsbury Winthrop Shaw Pittman LLP
Pillsbury Winthrop Shaw Pittman is one of the leading affordable housing and community development practices in the United States. The firm advises developers on issues that arise during the course of structuring multifamily transactions, such as joint ventures and other forms of entity structuring, low-income housing and historic tax credit law, new markets tax credit initiatives, public disclosure requirements, real estate issues and regulatory issues, as well as state-specific concerns such as land use and planning law, subdivision matters, community redevelopment law and California Constitution Article XXXIV matters.

The Public Policy Institute of California
The Public Policy Institute of California is dedicated to improving public policy in California through independent, objective, non-partisan research on major economic, socia, and political issues.

PPIC Statewide Survey: Special Survey on Californians and Their Housing, November 2004

Reason Public Policy Institute
Reason Public Policy Institute is a public policy think tank promoting choice, competition, and a dynamic market economy as the foundation for human dignity and progress. The thought provoking RPPI report: Housing Supply and Affordability (4/15/04) states in part: "A very popular affordable housing policy is "inclusionary zoning" which mandates builders to sell some homes at below-market rates. A new RPPI policy study looks at the data and finds that inclusionary zoning backfires, leading to less housing and higher prices."

TRI Capital Corp.
San Francisco-based TRI makes loans for the construction, acquisition or refinancing of multifamily rental housing and senior health care facilities. It specializes in arranging FHA, Fannie Mae, Freddie Mac, tax-exempt bond/low-income housing tax credit, conventional, and nontraditional financing.

The U.S. Department of Housing and Urban Development ("HUD")
The U.S. Department of Housing and Urban Development ("HUD") increases homeownership, supports community development, and increases access to affordable housing free from discrimination. To access HUD income limits and fair market rents, released annually, visit: http://www.huduser.org/datasets/il.html
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gl 09.05.2007
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