Banc of America Securities is a major global provider of advisory and capital raising services to the finance industry. The range of products include asset securitizations, bank syndications, equity raising, M&A advisory, CP conduit financing, public debt, private debt, residual financing, master trust structuring, financial engineering and risk management. The Banks' Public Finance operations in California are headquatered in San Francisco.

Cain Brothers is an investment banking firm that focuses exclusively on the medical services industry. The firm has one of the largest teams dedicated to the health care industry on Wall Street. Cain Brothers provides a broad array of capital raising and financial advisory services to clients across the nation. The firm also issues newsletters Industry Insights weekly and Hostpitals to Housing bimonthly for Health Care Professionals.

Citi Community Capital ("CCC"), part of the Municipal Securities Division of Citigroup, is a low-cost provider of construction and permanent tax-exempt debt. CCC also provides equity, derivative products, and has one of the most knowledgeable and successful affordable housing teams in the country.
Contact: John Kuykendall: john.kuykendall@citi.com

Fieldman Rolapp & Associates acts as independent financial advisors to public agencies and non profit organizations. The firm also provides investment advisory services to state and local governments, focused on the investment of capital funds and bond proceeds.

Henderson Capital Partners, LLC., (HCP), a regional investment banking firm located in Oakland, specializes in municipal finance, offering municipal bond underwriting services to local and state governments. The firm serves its clients primarily as underwriter for the negotiated sale of tax-exempt and taxable municipal bonds. HCP's expertise includes Tax and Revenue Anticipation Notes(TRANs), Certificates of Participation, General Obligation Bonds, Revenue Bonds, Assessment District Bonds and Mello Roos Bonds.

Merrill Lynch's Municipal Markets group consists of two interrelated groups, focused broadly on issuer and investor client needs: Public Finance and Capital Commitment. The Public Finance Group provides investment banking advice and services to state and local government agencies and authorities. It is organized broadly into areas of client focus: Health Care, Housing, Transportation, Corporate Related, Public Power/Stadium Financing, General U.S. Municipals. Municipal Capital Commitment provides access to the capital market for municipal issuers and investors in tax-exempt debt. It is structured into four areas of activity: Trading, Underwriting (of new issues), Capital Markets and Tax-Exempt Money Markets.

The Morgan Stanley Dean Witter (MSDW) Public Finance Group structures financings and provides financial advice for issuing clients, manages and underwrites new issues, and is an active dealer and market maker in the secondary market for municipal securities. The firm is organized into three specific divisions: the Infrastructure group who works with municipal and state entities in general infrastructure development and financing, the Industry group which specializes in a particular industry such as transportation, higher education, health care and utilities, and the Capital Markets/Derivatives Products group which specializes in interest rate swaps, derivative instruments, and sophisticated reinvestment strategies that help tax-exempt issuers to reduce their borrowing costs.

Founded in 1979, Newman & Associates, Inc. specializes in tax-exempt and taxable real estate finance and corporate finance.

UBS is one of the leading underwriters of Municipal Securities in California.

RBC is a full service investment banking firm serving clients in all 50 states with the strength and resources of a national securities firm coupled with the presence, commitment and community involvement of a regional firm. The firm's clients have included municipalities, local and regional authorities, state and state agencies, non-profit organizations, and corporate clients.

Salomon Smith Barney is an acknowledged leader in all facets of the municipal bond market, a major public finance force in virtually every regional market. The public finance professionals at Salomon Smith Barney specialize in areas such as Airports, Derivatives, Healthcare, Higher Education, Housing, Resource Recovery, Short-term Financing, Sport Facilities and Convention Centers, Student Loans, Transportation and Utilities.

Westhoff, Cone & Holmstedt located at Walnut Creek, CA, provides capital finance services to special districts, cities, counties, other public agencies, private and public solid waste and waste related energy clients and private corporations. The firm specializes in analyzing individual client's debt financing needs, developing solutions tailored to the unique aspects of each client's situation and underwriting and distributing the bonds sold to finance capital projects. It also serves as Remarketing Agent for the variable rate financings which the firm underwrites.

Contact: wch@wcah.com

B.C. Ziegler and Company is the nation's oldest and largest investment banking firm that specializes exclusively in healthcare financing. Ziegler's particular emphasis is in the senior living field -- repeatedly Ziegler has been the national leader in senior living bond issuance. Ziegler also has a specialized group that advises clients on the variety of financing programs offered by FHA.